Well now, that all sounds familiar! I had my spine fused in two places and was fired from my 8 year job the week I went back to work! I approached the insurance company paying me the long term disability while I was recuperating. I presented them with a presentation on what it would take, financially, for me to get trained, pay bills while training etc... They settled with me for a fair amount over $100k. BUT, the week I went back to work at a new job, my colon issues struck me like a brick wall. After two weeks of losing blood and 25 to 30 trips to the bathroom a day, I was getting quite ill and had no idea of why so I had to resign. I then spent a month in the hospital and emerged colon-less
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This was the beginning of 13 surgeries for this, due to abscesses, failed reversals and two MRSA staph infections!
After much prodding from many people, I tried to get disability while I was going through all of this. So, even though my career was as a mechanic and I had a fused spine and an ostomy and such, I was turned down for the disability a day before one of my surgeries!! So between medical bills, living expenses and of course 40% taxes, that settlement just melted away quickly.....
What a system. It is just maddening that someone who had been through so much and paid so much into the system gets flatly refused, but turn on the news and just watch the scammers getting disabilty checks while jogging, working, etc.....
Oh, and by the way, I am still a mechanic. I took my experiences as a challenge and spend a lot of time in the gym working out to maintain an active healthy life.